Open Enrollment 2027
ACA Marketplace
Health Plans, Made Simple
Open Enrollment runs November 1, 2026 – January 15, 2027, and life changes like losing your job can let you enroll any time of year.
Steve Mullins
ACA Marketplace Health Plans, Made Simple
Open Enrollment runs November 1, 2026 – January 15, 2027, and life changes like losing your job can let you enroll any time of year.
About Us
Why Work With Us
No cost to you: our help is free, and you pay the same premium as enrolling yourself. Licensed and local: Steve Mullins and Jeff Brabham, licensed in Florida. Your doctors and prescriptions checked: we review networks and drug lists before you choose. Help all year: we are here for questions, claims and renewals.
Steve Mullins
Co-Founder
NPN: 13732547
About Us
Why Work With Us
No cost to you. Our help is free, and you pay the same premium as enrolling yourself. Licensed and local: Steve Mullins and Jeff Brabham, licensed in Florida. We check your doctors and prescriptions, and we are here all year for questions, claims and renewals.
Steve Mullins
Co-Founder
13732547
Key Enrollment Dates & Subsidy Check
Key Dates
Enroll by December 15 for coverage starting January 1. Enroll December 16 – January 15 for coverage starting February 1. Missed it? A life event (move, marriage, new baby, loss of job coverage) may open a Special Enrollment Period.
Could You Pay Less? (Subsidy Check)
Many people qualify for a premium tax credit based on household size and expected income. Answer a few questions and we will estimate your savings.
Can I Enroll Outside Open Enrollment?
Special Enrollment Period
Yes. A Special Enrollment Period lets you sign up when life changes. Common reasons include: losing job-based or other health coverage; moving to a new ZIP code or county; getting married or divorced; having or adopting a baby; turning 26 and aging off a parent's plan; a change in household income that affects your savings. You usually have 60 days from the event to enroll. Lower-income households may qualify to enroll any month, and Medicaid and CHIP enrollment is open year-round. Not sure if you qualify? Book a free review or call (407) 738-7479.
What ACA Plans Cover
Every Marketplace plan includes the essential health benefits, so the basics are covered no matter which plan you choose:
Doctor visits
Primary care and specialist appointments
Hospital stays
Inpatient care, surgery, and emergency services
Prescriptions
Each plan has a drug list (formulary)
Mental health care
Counseling, therapy, and substance use treatment
Maternity and newborn care
Before, during, and after birth
Preventive care at no extra cost
Many screenings, recommended vaccines, and your annual checkup are covered without a copay when you use in-network providers
Bronze, Silver, Gold & Platinum
The metal levels are about how you and your plan share costs, not the quality of care.
Bronze
Lowest monthly premium, highest costs when you get care. Good if you rarely see a doctor.
Silver
A middle ground. If your income qualifies, Silver plans can include extra cost-sharing reductions that lower your deductible and copays.
Gold
Higher premium, lower costs when you get care. Good if you see doctors often.
Platinum
Highest premium, lowest out-of-pocket costs (not offered in every area).
We'll help you weigh what you'd pay each month against what you might pay when you need care.
How It Works in 5 Steps
Check your eligibility
We look at your household and income to see what savings you may qualify for.
Choose a metal level
Pick the balance of premium and out-of-pocket costs that fits you.
Apply
We help you complete your Marketplace application, start to finish.
Pick your plan
We check that your doctors and prescriptions are included before you decide.
Your coverage starts
We stay available for questions all year long.
Common Questions
How much will it cost?
It depends on your income, household size, age, county, and the plan you choose. Many people qualify for tax credits that lower their monthly premium. We'll show you your actual options before you commit to anything.
Can I keep my doctor?
Often, yes. Each plan has its own provider network, so we check your doctors and hospitals against each plan before you enroll.
Can my whole family be covered?
Yes, you can enroll your spouse and dependents on one plan, and children can stay on a parent's plan until age 26. Some children may qualify for Florida KidCare (CHIP) instead.
Who We Help
Self-employed
People and small business owners buying their own coverage
Early retirees
Who aren't on Medicare yet
Families
Looking for affordable coverage for everyone
People between jobs
Who lost employer coverage
Gig workers
And contractors without workplace benefits
Serving Brevard, Volusia, and Indian River counties. Call (407) 738-7479 or book a time with Steve A. Mullins or Jeff Brabham, licensed agents.
“Health insurance shouldn't feel like a maze. Jeff and I sit down with you, explain your options in plain English, and help you find a plan that fits your health and your budget — and we're still here after you enroll.”
— Steve A. Mullins, Co-FounderKey Enrollment Dates & Subsidy Check
Key Dates
Enroll by December 15 for coverage starting January 1. Enroll December 16 – January 15 for coverage starting February 1. Missed it? A life event (move, marriage, new baby, loss of job coverage) may open a Special Enrollment Period.
Could You Pay Less? (Subsidy Check)
Many people qualify for a premium tax credit based on household size and expected income. Answer a few questions and we will estimate your savings.
Can I Enroll Outside Open Enrollment?
Special Enrollment Period
Yes. A Special Enrollment Period lets you sign up when life changes. Common reasons include: losing job-based or other health coverage; moving to a new ZIP code or county; getting married or divorced; having or adopting a baby; turning 26 and aging off a parent's plan; a change in household income that affects your savings. You usually have 60 days from the event to enroll. Lower-income households may qualify to enroll any month, and Medicaid and CHIP enrollment is open year-round. Not sure if you qualify? Book a free review or call (407) 738-7479.
More Info
Important Questions
How do I Sign Up?
How it works in 5 steps: 1) Check your eligibility. 2) Choose a metal level. 3) Apply. 4) Pick your plan. 5) Your coverage starts. See the full steps above, then book a free review or call (407) 738-7479.
More Info
Important Questions
How do I Sign Up?
How it works in 5 steps: 1) Check your eligibility. 2) Choose a metal level. 3) Apply. 4) Pick your plan. 5) Your coverage starts. See the full steps above, then book a free review or call (407) 738-7479.
Don't miss the January 15 deadline. Book your free review or call (407) 738-7479.
Don't miss the January 15 deadline. Book your free review or call (407) 738-7479.
We do not offer every plan available in your area. Please contact Healthcare.gov or 1-800-318-2596 (TTY 1-855-889-4325) to get information on all of your options. Premium tax credit eligibility and amounts depend on household income and size and are determined by the Health Insurance Marketplace. Plan availability, benefits and costs vary by county and carrier. Blueprint Legacy Group LLC is not affiliated with or endorsed by the U.S. government or the federal Health Insurance Marketplace. Insurance products are offered through Steve A. Mullins and Jeff Brabham, licensed in the State of Florida. This is a solicitation for insurance.
Company
Directories
Legal
We do not offer every plan available in your area. Please contact Healthcare.gov or 1-800-318-2596 (TTY 1-855-889-4325) to get information on all of your options. Premium tax credit eligibility and amounts depend on household income and size and are determined by the Health Insurance Marketplace. Plan availability, benefits and costs vary by county and carrier. Blueprint Legacy Group LLC is not affiliated with or endorsed by the U.S. government or the federal Health Insurance Marketplace. Insurance products are offered through Steve A. Mullins and Jeff Brabham, licensed in the State of Florida. This is a solicitation for insurance.
Company
Directories
Legal